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Coping With Age Bias When Looking For a Job

Coping With Age Bias When Looking For a Job

For adults on the job hunt, age presents a challenge. Switching careers and re-entering the workforce are challenges enough to overcome. Older Americans are further challenged by discriminatory practices due to age. A lifetime of accomplishments and knowledge are still worth something. Before sending off a resume, update it in language for today’s interviewers. Prepare for interviews beforehand to warm up.

Age discrimination is a real issue for older Americans in the workforce. Complicating matters, recent actions by the United States Supreme Court render it practically impossible to know whether age bias played a role during an interview. Thanks to the Court, the Age Discrimination Employment Act (originally designed to protect older adults from age bias) has limits on protection. This ruling complicates the job search for older adults that want to continue working. Almost two-thirds of employees from ages 55-64 responded age is preventing employment, according to a 2017 AARP survey.

Workplace culture placing emphasis on older employees could introduce openings or promotions rewarding those with years of experience. AARP Senior Attorney Laurie McCann encourages this type of forward-thinking. Tulane University professor Patrick Switch is an age bias researcher. Switch says people today enjoy working beyond retirement age. Employers should view age and experience as a bonus.

Age as an Advantage

For those already employed, addressing age bias can be easier than for those applying for a position. Keeping track of potential age discrimination in the workplace can help address and correct age bias. Often, employers may be unaware of their actions. Age bias happens in more places than the interview. Employees passed over for management and training opportunities due to age are victims of age bias as well.

For job seekers, a resume is the first line of defense against age bias. Tailor a resume for the industry and audience it will reach. Include the most-recent experience. Demonstrate a willingness to learn, and be part of a team. During an interview, combat stereotypes. Dress for the environment. If the office has a casual environment, leave the three-piece suit at home. Show a willingness to work with a younger team. Rather than age, draw attention to experience.

Oftentimes, smaller and younger corporations are eager for older talent. The experience comes as a boon to smaller operations where team members wear many hats. Additionally, age-friendly employers can be found through the AARP and by using sources such as seniorjobbank.org. Persistence is your best ally; sending resumes will eventually result in an interview.

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Get Extra Help For Prescription Drug Costs

Get Extra Help For Prescription Drug Costs

For people taking prescription medications costs are a priority. Those facing increased costs may turn to methods such as taking half-doses or skipping altogether to get more from prescriptions. Health is important. There are ways to save on prescription medication while taking the doctor recommended dose.

Ask a Doctor

Ask a medical professional whether generic or more-affordable options are available. In many cases there may be less-expensive alternatives. Switching from a name-brand prescription medication to a generic can save up to thousands per year or more.

Ask About Aid Programs

Many pharmaceutical companies have assistance programs for qualifying Medicare recipients. An estimated two million Medicare recipients taking prescription medication qualify,

There are 12 million people today, or about one in three people who have Medicare coverage taking advance of this cost-saving method. An estimated two million more qualifying people have yet to take advantage.

Qualifying recipients for full assistance pay reduced rates for generic and name-brand prescription drugs. Limits set at $3.30 for generic medication and $8.25 for name-brand help prescription drugs become affordable. Partial qualification reduces medication cost by 85%. Aid depends on income and revenue.

Qualifiers

For single people, an income cap of $13,820 limits participation. For married persons, $27,600. Relatives living in the home may affect income considerations. Savings accounts, stocks, and bonds count toward income and resource levels. Assets, gift amounts, and some other sources remain separate. These programs help people save thousands each year.

Register for Aid

For those interested in applying, three options are available:

  • Find an application and detailed instructions online anytime at socialsecurity.gov/extrahelp.
  • Request for SSA-1020 over the phone, or apply by calling the Social Security Administration at 1-800-772-1213
  • Ask for aid and assistance in-person at a local SSA office.

Applications are easy to fill out. Instructions are available online or by asking an SSA representative. Bring a social security card, drivers license or similar, and bank information including account balance, assets, and investments. The Social Security Administration reviews applications with replies generally sent in a month.

Check back often for more information on prescription medications, wellness, and ways to save money. Topic suggestions are always welcome. Contact an agent anytime for all insurance-related questions.

Low Energy in The Afternoon Do This

Low Energy in The Afternoon Do This

Feeling sluggish in the afternoons? It’s a common issue. While mornings are usually high energy, the mid-afternoon slump sets in around 3 pm. Caffeine and sugar may be tempting for a quick boost but the reward is short-lived. The energy boost from coffee, sweets, or energy drinks comes at the cost of healthy sleep patterns. Stay healthy and sleep well. Here are 5 ways to improve daily energy levels:

1: Take a (Short) Nap

Sleepy? Take a short nap! For people with the option, a nap can help improve energy levels and even cognitive function. According to the National Sleep Association, even short naps can boost energy levels. They claim naps of twenty-thirty minutes increase performance while leaving nighttime rest unaffected. The Journal of the American Geriatrics Society published findings that older adults may want to consider sixty minutes of rest. According to the study, adults who napped, but did not over-nap, scored higher for cognitive function than adults who did not nap or napped too long.

Medical Information Today came to similar conclusions during a study on sleep and senior health. Their study drew parallels between rest and mental performance. Researchers compared elderly adults who napped and those who either didn’t at all or napped excessively. The elderly adults who did not nap or took longer naps were more likely to have lower cognitive ratings. The group who took naps for thirty to ninety minutes after lunch scored higher.

2: Take a Walk

Spending ten minutes walking or climbing stairs can boost your energy, even more than a cup of coffee! The University of Georgia studied sleep-deprived adults. Those who completed ten minutes of simple exercise daily score higher than those turning to caffeine. 10 minutes of walking is much healthier than a can of soda!

3: Eat Dark Chocolate

Feeling good can be tasty! A study by Northern Arizona University found that eating dark chocolate can improve memory. The study demonstrated improved brain scans after consuming chocolate consisting of 60% cacao or more. Improve basic cognitive wellness with a delicious dark chocolate snack.

4: Eat Nuts and Seeds

Success through trail mix. Nutrition-dense nuts and seeds help prevent the variations in blood sugar affecting energy. Nuts and seeds are great sources of protein and may contain healthy omega-3 fats aiding brain function. Combine nuts and dark chocolate for an energizing (and delicious!) snack.

5: Get Outdoors

Not enough time in the day for a walk? Spending a moment outside and enjoying the air can boost energy levels. If the outdoors are out of reach, white noise apps and other options exist for listening to nature sounds. An interesting note: Individuals tend to prefer water sounds 6x more than white noise.

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